The Role of Fintech in Transforming Logistics Financing
Keywords:
Fintech, logistics financing, supply chain financeAbstract
This paper examines the transformative role of financial technology (fintech) in revolutionizing logistics financing, highlighting how innovative financial solutions are reshaping the way logistics companies access capital and manage financial operations. As the logistics industry faces increasing pressure to optimize efficiency and reduce costs, traditional financing methods often fall short in meeting the dynamic needs of logistics providers. Fintech solutions, such as blockchain technology, peer-to-peer lending, and supply chain finance platforms, offer more flexible, transparent, and efficient financing options. This study employs a mixed-methods approach, combining quantitative analysis of fintech adoption in logistics financing with qualitative insights from industry experts and stakeholders. The findings reveal that fintech has significantly improved access to financing, streamlined payment processes, and enhanced supply chain visibility, ultimately contributing to increased operational efficiency. However, challenges such as regulatory compliance, cybersecurity risks, and the need for digital literacy among logistics professionals persist. The paper concludes with recommendations for leveraging fintech to enhance logistics financing while addressing existing barriers to adoption, thus fostering sustainable growth in the logistics sector.
References
Han, S., Ulhøi, J. P., & Song, H. (2024). Digital trust in supply chain finance: the role of innovative fintech service provision. Journal of Enterprise Information Management.
Kwilinski, A., & Trushkina, N. (2023). Green investments as tools for stimulating the sustainable financing of logistics systems development. In E3S Web of Conferences (Vol. 456, p. 01003). EDP Sciences.
Vu, T., Nguyen, D., Luong, T., Nguyen, T., & Doan, T. (2022). The impact of supply chain financing on SMEs performance in Global supply chain. Uncertain Supply Chain Management, 10(1), 255-270.
Zhan, J., Li, S., & Chen, X. (2018). The impact of financing mechanism on supply chain sustainability and efficiency. Journal of cleaner production, 205, 407-418.
Mukanov, T., Umetaliev, A., Mambetkulova, A., Kaiyrbekov, A., Goncharova, I., Veres, P., ... & Kannazarova, Z. (2024). New trends in sustainable supply chains: insights from recent studies. Advanced Logistic Systems-Theory and Practice, 18(2), 52-60.
Shoh-Jakhon, K. (2023). Theoretical and Methodological Aspects of Intensive Economic Growth in Ensuring Sustainable Economic Development. Social and Economic Studies within the Framework of Emerging Global Developments Volume 3, 283.
Jakhon, K. S. (2021). Analysis of factors of intensive economic growth in Uzbekistan. JournalNX, 7(12), 310-315.
Khamdamov, S. J. (2024). THE IMPACT OF CENTRAL BANK POLICIES AND DIGITALIZATION ON GDP GROWTH IN UZBEKISTAN. Страховой рынок Узбекистана, 1(6), 7-10.
Baubekova, A., & Kvasha, A. (2019). Implementing water-related sustainable development goals. In The Aral Sea Basin (pp. 197-221). Routledge.
Nicoletti, B., & Nicoletti, B. (2018). Fintech and procurement finance 4.0. Procurement Finance: The Digital Revolution in Commercial Banking, 155
