Understanding Savings: A Theoretical Exploration of Economic Principles and their Application in Finance
Keywords:
savings, life-cycle hypothesis, behavioral economicsAbstract
This article investigates the concept of savings, exploring theoretical foundations, empirical data, and implications in both personal and institutional contexts. It synthesizes classical and modern perspectives, integrates behavioral economics, and assesses the influence of policy, institutions, and technology. The aim is to present a comprehensive understanding of how savings behavior is formed and influenced in contemporary economic environments.
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