Assessment of credit risks in commercial banks

Authors

  • Eshboev Shakhobiddin Anorkul ugli PhD student of Tashkent State University of Economics, Uzbekistan

Keywords:

commercial banking, loan, loan portfolio, credit risk, reserve

Abstract

Uzbekistan Since loans have the highest weight in the assets of commercial banks, ensuring the liquidity and financial stability of banks directly depends on the quality of the loan portfolio. In turn, improving the quality of the credit portfolio of banks creates the need to improve the practice of credit risk management. In the article, the actual problems related to the improvement of the practice of credit risk management in the activity of commercial banks are identified and scientific proposals aimed at solving them are developed.

References

Decree of the President of the Republic of Uzbekistan No. PF-5992 dated May 12, 2020 "On the strategy of reforming the banking system of the Republic of Uzbekistan for 2020-2025" // National database of legal documents, 05/13/2020, 06/20/5992 / No. 0581; National database of legislative information, 18.10.2021, No. 06/21/6325/0972; 12/30/2021, No. 06/21/42/1224, 03/18/2022, No. 06/22/89/0227; 10.06.2022, No. 06/22/152/0507; 04/27/2023, No. 06/23/62/0232; 07.07.2023, No. 06/23/108/0460.

Sokolinskaya N.E.Problemy management of credit portfolio and contemporary conditions//Bankovskoe delo. - Moscow, 1999. - No. 9. – S.18–19.3.

Sinky Dj. Financial management in commercial banking and industrial financial management. Per. English - M.: Alpina Publisher, 2017. - P.485 - 486.4.

Yudina I.N.Bankovskaya system and economic development: opyt stanovleniya, razvitiya i krisisov. Monograph. – M.: INFRA-M, 2013. – P.230–231.5.

Usoskin V.M. Sovremennyy kommercheskiy bank: upravlenie i operatsii. - M.: LENAND, 2019. - P.218.6.

Kholmamatov F.K. Improvement of lending practices of commercial banks. I.f.b.f.d. diss. autoref. - Tashkent, 2019. - B.25.8.

Diversification of the credit portfolio of commercial banks under the conditions of Sh.Z. Bank risks. I.F.D. science narrow take three. destiny eat diss. autoref. - Tashkent, 2000. - 43 p.

Basel Committee on banking supervision. International convergence of capital measurement and capital standards. Basel-II, 2006. http://www.bis.org.publications.

Downloads

Published

2024-11-11

How to Cite

Eshboev Shakhobiddin Anorkul ugli. (2024). Assessment of credit risks in commercial banks. American Journal of Management Practice, 1(7), 13–15. Retrieved from https://semantjournals.org/index.php/AJMP/article/view/424

Similar Articles

<< < 1 2 3 

You may also start an advanced similarity search for this article.